Privacy Policy
Last updated on 07/02/2025
Privacy Policy
WHAT DOES Arivo Acceptance, LLC DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and income
- Credit information and employment information
- Account balances and payment history
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Arivo Acceptance, LLC chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Arivo Acceptance LLC share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes To process your transactions, maintain your account, respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
| For our marketing purposes To offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | - |
| For our affiliates' everyday business purposes Information about your transactions and experiences | No | - |
| For our affiliates' everyday business purposes Information about your creditworthiness | No | - |
| For affiliates to market to you | No | - |
| For nonaffiliates to market to you | No | - |
Questions about limiting information sharing?
Call us at (801) 993-0400 or visit www.arivo.com.
If you are a new customer, we may start sharing your information 30 days after sending this notice. We may continue sharing even after you're no longer a customer.
While federal law gives you the right to limit certain types of sharing, such as for marketing or affiliate business purposes, Arivo Acceptance, LLC does not share your information for these purposes.
Who We Are
Who is providing this notice?Arivo Acceptance, LLC
What We Do
How does Arivo Acceptance, LLC protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files / buildings. We allow only employees with a relevant business need access to this information, and we require all partner companies to enact safeguards.
How does Arivo Acceptance, LLC collect my personal information?We collect your personal information when you:
- Apply for financing or give us your income information
- Provide employment history or provide account information
- Provide us with your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other reporting firms.
Why can't I limit all sharing?
Federal law gives you the right to limit:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws may give additional rights to limit sharing
What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account.
Definitions
- Affiliates
- Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates can include the Garff Enterprises, Inc. group of companies.
- Non-affiliates
- Companies not related by common ownership or control. They can be financial and non-financial companies.
- Non-affiliates we share with can include auto dealerships, service providers, and data processors.
- Joint Marketing
- A formal agreement between non-affiliated financial companies that, together, market financial products or services to you.
- We do not have any joint marketing agreements.
You may have other protections under state laws. Arivo Acceptance, LLC will comply with those protections.