Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income

  • Credit Information and Employment Information

  • Account balances and Payment History


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Arivo Acceptance, LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information                                                             Does Arivo Acceptance                     Can you limit this                                                                                                                                                                                   LLC share?                                       sharing?

For our everyday business purposes

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus



For our marketing purposes

To offer our products and services to you



For joint marketing with other financial companies


We don’t share

For our affiliates’ everyday business purposes

Information about your transactions and experiences


We don’t share

For our affiliates’ everyday business purposes

Information about your credit worthiness


We don’t share

For affiliates to market to you


We don’t share

For nonaffiliates to market to you


We don’t share

To limit our sharing:

Please Note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Other important information

You may have other protections under State Laws. Arivo Acceptance, LLC will comply with those protections.

How does Arivo Acceptance, LLC protect my personal information?

  • To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

  • We allow only employees with a relevant business need access to this information and we require all partner companies to enact safeguards.

How does Arivo Acceptance, LLC collect my personal information?

We collect your personal information, for example, when you

  • Apply for financing or give us your income information

  • Provide employment history or provide account information

  • Provide us with your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other reporting firms.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.



Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates can include Garff Enterprises Inc group of companies.


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include auto dealerships, service providers, and data processors.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • We do not have any joint marketing agreements.